Free checking.
At The Kearny County Bank, we believe banking should be easy, fun, and rewarding - that's why we offer Smart Choice Rewards! It's free checking that pays you in ways that matter every month.
Earn up to $10.00 each month plus refunds on your ATM fees, nationwide. That means every ATM becomes your ATM. You can also link Smart Choice Rewards to a free Smart Choice Saving account.
- 2.5% cash back on debit card purchases - up to $10.00 each month if qualifications are met.
- Refunds on ATM Fees, Nationwide (up to $25 Monthly; $4.99 per single transaction) if qualifications are met.
- Can Link to High-Interest Smart Choice Saving Account.
- No Minimum Balance to Earn Rewards.
- No Monthly Maintenance Fee.
- FREE Online Banking access & Bill Pay.
- FREE e-Statements.
- FREE Mobile Banking.
- FREE Debit Card.
- FREE 24-Hour Telephone Banking.
- Unlimited Check Writing.
- $100 Minimum Deposit to Open
Let's get started on life.
Whether you are saving for your retirement or the future of new family members, let’s discuss your investment options and the safest roadmaps to reach your goals.
Smart Choice Interest Checking
Smart Choice Rewards Checking
Don’t maintain a large balance? That’s ok. The sister account to Smart Choice Interest still pays you back every month. Just meet the qualifications each month, use your debit card transactions to earn 2.5% cash back up to $10.00 each month. i.e. $300 in debit card transactions earns $7.50. And yes, ATM refunds up to $25.00 on your SCRC account!
Choice Checking
KCB Super Now
Smart Choice Savings
Money Market Savings
Regular Savings
Certificates of Deposit
Save for a rainy day. We offer great rates with peace of mind that your investment is safe!
The Kearny County Bank offers a variety of Certificates of Deposit (CD) with maturities ranging from 3 months to 5 years. Interest is paid by credit to a checking or savings account, paid by check or can be compounded to the face of the CD. Higher rates are available for larger balances and rates may be negotiated for balances over $100,000.
IRA's
The safe and simple way to save for retirement!
The Kearny County Bank offers Traditional, Roth, Rollover and SEP IRA's that will enable you to meet your retirement savings goals. Your IRA funds can be invested in the bank's certificates of deposit or its popular and competitive 10 year variable rate certificate of deposit.
Please send me more information.
Please, never send us any private or account information directly from this form or from your personal email account (ex: account numbers, social security numbers, date of birth, etc.).
